🚗 ICBC-Covered Care: Your Complete Recovery Guide After a Car Crash in Central Saanich

Brentwood Chiropractic Group
1 minute ago
4 min read

Massage room with a blue therapy table, wooden cabinet, and potted plants. A framed spine diagram hangs on the blue wall. Calm ambiance. — *What’s covered, how to access care, and how Brentwood Chiropractic Group supports your healing.*

Introduction: ICBC Coverage—What You Need to Know

If you’ve been in a car crash in BC—whether you were driving, cycling, or walking—your life can shift in an instant. Fortunately, under ICBC’s Enhanced Care model, your focus doesn’t need to be on blame or court battles—it can be on healing.

At Brentwood Chiropractic Group, we help Central Saanich residents navigate their recovery with confidence. From your first phone call to your last visit, we make sure your care is covered, coordinated, and customized to your needs.

What Is ICBC Enhanced Care?

Launched in May 2021, ICBC Enhanced Care offers no-fault accident coverage. This means everyone injured in a crash—regardless of fault—has access to a range of pre-approved healthcare services, including:

Chiropractic
Massage therapy
Acupuncture
Physiotherapy
Athletic Therapy
Mental health counselling
Medical equipment
And much more

Your claim number + your Personal Health Number (PHN) = fast-tracked access to care with no referral required for the first 12 weeks.

What ICBC Covers: First 12 Weeks of Recovery

Here's what’s included under pre-approved Enhanced Care benefits (2025 rates):

Treatment Type	Sessions	Fee (Standard)	Assessment Fee
Chiropractic	25	$75	$121
Massage Therapy (RMT)	12	$105	$128
Physiotherapy	25	$95	$151
Kinesiology	12	$94	$117
Acupuncture	12	$113	$132
Psychology	12	$241	$723
Counselling	12	$157	$262

✅ No referral from your doctor required✅ We direct bill ICBC so there’s no out-of-pocket cost (as long as you stay within ICBC-approved rates)

Why Chiropractic Care Matters After a Crash

Motor vehicle injuries often involve:

Whiplash
Back and neck strain
Joint dysfunction
Headaches and dizziness
Nerve irritation

At Brentwood Chiropractic Group, our chiropractors use gentle, hands-on treatments to restore movement, reduce pain, and calm inflammation. Most importantly, we design a plan that works for your body, your comfort level, and your recovery timeline.

Need more than just chiropractic? Our team also offers registered massage therapy, acupuncture, and athletic therapy—all ICBC eligible.

🔗 Explore our services here

Active Rehab with a Kinesiologist: ICBC Coverage for Athletic Therapy

ICBC also covers Active Rehabilitation programs led by registered kinesiologists, often referred to as Athletic Therapy in a clinical setting. These programs are designed to restore strength, mobility, and functional movement after an accident—especially for patients experiencing lingering muscle weakness, balance issues, or reduced endurance. Under Enhanced Care, you’re pre-approved for 12 kinesiology sessions in the first 12 weeks, with additional sessions available through a treatment plan. At Brentwood Chiropractic Group, our kinesiologists work one-on-one with you to develop a customized, progressive exercise plan that supports long-term recovery—whether you're returning to work, sport, or simply daily life.

What Happens After 12 Weeks?

If you need continued care after your first 12 weeks, your provider will submit a Treatment Plan to ICBC. This plan outlines:

What functional improvements you’ve made
What recovery goals remain (e.g. returning to work, lifting your child)
Why more care is still medically necessary

We submit this plan in advance so there’s no interruption to your treatment.

More Than Just Treatment: What Else ICBC Covers

🧠 Mental Health Support

12 sessions with a registered psychologist or counsellor
Up to $4,440 for family counselling in severe injury cases

🦷 Dental, Medical Supplies, & Equipment

Emergency dental care
Over-the-counter & prescription medications
Braces, orthotics, assistive devices (ICBC became the first-payer in 2025)

👕 Home and Daily Living Support

Monthly assistance of up to $5,851 for daily care
Up to $11,628/month for catastrophic injuries needing 24/7 supervision

✈️ Travel and Transportation

66¢/km for appointments (2025 rate)
Parking, transit, airfare, hotel, and meals—when travel is medically necessary

Catastrophic Injuries: Long-Term Recovery Support

For those with severe, life-altering injuries, ICBC offers:

Permanent impairment lump sums (up to $307,461)
Coverage for home & vehicle modifications
Unlimited rehab care
Recreational benefits: Up to $4,651 every 2 years for eligible patients

Navigating It All with Brentwood Chiropractic Group

Here’s how we simplify your recovery:

✅ ICBC direct billing
✅ No referral needed for early-stage care
✅ Local, compassionate clinicians who take time to listen
✅ Multidisciplinary services under one roof
✅ Personalized treatment plans and proactive documentation

We're located right here in Brentwood Bay, so you don’t have to travel far for care that understands your needs—and speaks your language.

💬 FAQ: ICBC-Covered Care in Central Saanich

Do I need a referral to start chiropractic or massage therapy after a crash?

No. During the first 12 weeks, you can start care immediately with just your ICBC claim number and PHN.

How many chiropractic visits are covered?

ICBC covers up to 25 sessions in the first 12 weeks, plus a detailed assessment. Additional care can be approved later.

Is massage therapy included?

Yes—12 massage therapy sessions are pre-approved. Many patients find combining massage with chiropractic, acupuncture and athletic therapy accelerates recovery.